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Home Contractor
Background Check / Screen Contractor |
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Screening Contractors / Handymen /
Home Repair Workers is one of the best ways to protect yourself from
unlicensed contractors. Unlicensed contractors cause
major problems for homeowners and state and local
investigators every year. You can face huge bills if a worker is
injured on the job and chooses to sue, especially if the
contractor is not insured or his/her insurance is not active. If
the Contractor has filed for bankruptcy or has financial
problems then your project may encounter problems during
completion or if the Contractor has a criminal record then your
safety may be at stake. Asking for references does not always
give a true picture as they could be biased and it is very
difficult to find independent references. For your safety and to
save money and damages it is best to get a thorough background
check on a Contractor, especially for big projects. |
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Screen Contractor, Background Check
Reports generally search: |
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Credentials of the Contractor. |
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Status of his License. |
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Status of his Insurance. |
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Liens, Judgements and Bankruptcies
Check |
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Any complaints filed against the Contractor |
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Any
awards or Rumors |
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USA Nationwide Criminal Record Search |
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20 Year Address History |
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*Optional Satisfaction History of the Home Contractor.
Satisfaction history includes the percentage of customers who
have filed complaints against the Home Contractor. |
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Comments:
Did you know that an unlicensed contractor who gets hurt on
your property could sue you and win, because it is unlikely that
unlicensed contractors have proper insurance. In some states
hiring an unlicensed contractor could be illegal. Licenses are
generally required for any type of work that could affect the
structural or electrical integrity of the home or building. In
general it is illegal for one contractor to work under some
other contractor's license. Each state also requires their own
license and a license from one state will not be valid in
another state unless the states have a reciprocity agreement.
In most cases an occupancy license or a business license is not
a contractor's license. Most contractors licenses require a test
to get their license. It is also possible that insurance
companies may not cover any damages, when work was done by
unlicensed contractors. A contractor should be licensed for the
specific type of work to be performed. For example a licensed
plumber cannot do electrical work unless he is also a licensed
electrician and so on.
According to the National
Association of Consumer Agency Administrators (NACAA) and the
Consumer Federation of America (CFA), Home Contractors garnered
the second highest number of consumer complaints. Dealings with
contractors have been a sore point for consumers, whether
because of a failure to use a written contract, abandonment or
refusal to complete work, poor workmanship and non compliance
with building code requirements. |
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